Condo Insurance
TexStar Insurance Services is a Texas-based company that offers insurance services to people in the Lone Star State. TexStar is proud to offer quality insurance products at a fair price, and we are committed to providing excellent customer service. TexStar is committed to helping Texans protect their homes, cars, and businesses.
What is condo insurance?
Condo insurance is a type of property insurance that covers damage to or loss of your condo. It also provides liability coverage if someone is injured. Condo insurance is a package policy that includes coverage for personal property, liability, and structural damage.
What is personal property?
Personal property is property that is not attached to your condo. This includes furniture, appliances, clothing, and other belongings. Personal property insurance covers damage or loss to your personal belongings in the event of a covered loss.
What is liability coverage?
Liability coverage protects you from financial damages if someone is injured while in your condo. It can also provide coverage for legal expenses in the event of a lawsuit. Liability coverage is typically included in condo insurance policies.
What is structural damage?
Structural damage is damage to the physical structure of your condo. This includes damage to the walls, roof, and foundation. Structural damage is sometimes not covered by standard condo insurance policies. However, TexStar offers an optional structural damage endorsement that provides coverage for this type of damage.
Will the master condo policy cover me?
Typically, the master condo policy will only provide coverage for part of the physical structure of the condo building. To receive coverage for damage to your personal belongings and liability, you will need to purchase a separate personal property and liability policy.
At TexStar Insurance Services, we are committed to providing excellent customer service. Contact us today to learn more about our condo insurance products.