Umbrella Insurance

TexStar Insurance Services is a Texas-based insurance company offering comprehensive coverage for personal and business needs. We pride ourselves on our commitment to customer service and our ability to find the right policy for each individual or business. Whether you're looking for homeowners’ insurance, auto insurance, or commercial liability coverage, we can help. Or, if you have all those policies but are still worried you don't have enough coverage, you may consider an umbrella insurance policy.

What is umbrella insurance?

Umbrella insurance is a policy that provides additional coverage if you are sued or held liable for damages. For example, if you are involved in a car accident and are found to be at fault, your umbrella policy would help cover the costs of any damages that exceed your primary auto insurance policy. Umbrella insurance can also provide protection for non-auto-related incidents, such as libel or slander suits.

Will an umbrella policy cover accidents around my house?

Generally, umbrella policies provide coverage for accidents that occur on your property. This includes both accidents that occur inside your home and those that take place outside. So, an umbrella policy may be a good option if you are worried about being held liable for an accident on your property.

Who needs an umbrella policy?

Anyone who wants to feel confident that they have adequate coverage in the event of a liability lawsuit should consider purchasing an umbrella policy. Umbrella policies are significant for those with substantial assets or income that they would like to protect in case of a legal judgment against them. The cost of an umbrella policy is typically relatively low compared to the coverage it provides.

Talk to an agent at TexStar Insurance Services today to learn more about umbrella insurance and how it can protect you and your family.